Fractional Finance Director for ambitious SMEs

Get the clarity to see what’s ahead, and make confident decisions about growth, profitability and cash flow.

Bookkeeping and year-end accounts are the basic requirements for every business. What’s missing is the insight in between, the monthly clarity on cash, profit and what’s coming next.

FDPack fills that gap, right at the point where growing complexity has you thinking about hiring a Finance Director. Before you do, talk to us. We combine hands-on fractional Finance Director expertise with our own forecasting software, so you always know where your business stands and where it’s heading, without the cost of a full-time hire.

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See what’s coming. Decide with confidence.

Imagine knowing, right now, what the next three months of trading looks like, and what your bank balance will be by year-end. Whether your margins are on track. What your corporation tax will be this year. How much debt you’ll have paid off.

That’s where we come in. FDPack gives you a clear, forward view of your Cash Flow, Profit and Balance Sheet, always current, always ready when you need to decide.

No more waiting for month-end to find out where you stand. No more guessing what a big decision will do to your cash. Just a clear picture of what’s ahead, so you can stay in control and act with confidence.

Why choose FDPack

What sets us apart

  • Simplicity over complexity. We strip out the noise and only give you what you need to manage your business.
  • A proven methodology and our own software, not a generic template.
  • Less cost. A fractional service tailored to your needs.
  • CFO-level experience and expertise, without the cost or risk of hiring in-house.
  • Forecasts done properly – always current, always decision ready.
  • Reliable financial statements to support growth, funding or exit plans.

A fractional Finance Director, with our own forecasting software

We are the only UK provider offering both fractional FD expertise and our own forecasting software – in one clear, cost-effective solution. No costly in-house hire. No DIY software you’re left to figure out yourself. You get everything you need to understand your financials and be confident in the decisions you are taking today, so that you are in complete control of your business and its future.

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A complete package: we take care of your management accounting

Here’s what changes when you work with FDPack:

  • A rolling forecast across your Cash Flow, Profit and Balance Sheet, always up to date
  • Monthly reporting built for you, your board, and your investors
  • A finance expert who owns the numbers, not just reports on them
  • One fixed monthly fee, no hourly rates, no surprises

FDPack sits at the heart of your finance and accounting function

We understand the stress and the pressure to make the right calls, because we’ve been in the room where those decisions happen. That’s why FDPack offers a well-defined solution that fits neatly into the “sandwich” between bookkeeping and external accountants and auditors. From customising your accounts to building forecasts and presenting to boards and stakeholders, we give you expert, hands-on support exactly when and where it matters most.

  • Trusted and objective analysis and advice
  • There when you need us
  • Expertise and experience on tap
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FDPack has given us the financial expertise you’d expect from an in-house finance director and we’re now confident in the growth decisions we’re making.

Ross Brain, Managing Director, Barratts Solicitors

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A simple way to view, analyse and share your financial statements

FDPack combines actuals, budgets, and forecasts into a single database so that you can move seamlessly along a timeline from past performance to future plans. You can analyse your P&L, Cash Flow, and Balance Sheet in any comparative combination and for any timeframe. Share tailored views across your business to give every recipient the insight they need and in the format that makes sense to them.

  • Easily share the right numbers with the right people
  • Timeline and comparative views of actual, forecast and budget
  • Month, quarter, rest of year, this year, future years; display any period you choose

Forecasts done properly

A forecast is only useful if you can trust it. Ours are built the same way your actuals are, transaction by transaction, not rough estimates bolted on at the end. And because your Cash Flow, Profit and Balance Sheet are fully integrated, a change in one flows straight through the others automatically.

  • Built with real transaction-level detail, not broad estimates
  • Cash Flow, Profit and Balance Sheet fully integrated (sometimes called “3-way” forecasting), so one change updates all three
  • Rolled forward every month as new actuals come in
  • Drill down into any number to see exactly what’s behind it
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See FDPack in Action

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Ready to see what’s coming in your business?

If your numbers feel uncertain, and the big decisions are harder than they should be, let’s talk.

There’s no pressure, just a relaxed conversation with Spencer, based on real experience running businesses like yours.

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Built by a Finance Director who’s lived it

Spencer Smith founded FDPack 15 years ago, one of the UK’s first virtual Finance Director services, after seeing too many SME owners make big calls without a clear view of what was coming next.

He’d built, bought and advised businesses himself, so he’d seen the gap between bookkeeping and the boardroom first hand. Inspired by Lotus Cars founder Colin Chapman’s principle, “simplify, then add lightness,” he built FDPack to strip out the noise and keep only what actually helps you decide.

Meet The Team

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Spencer Smith

Spencer built FDPack after years as a Finance Director, holding full-time and fractional roles across a range of businesses. He combines deep knowledge of accounting systems with a straightforward belief: business owners need clarity, not complexity.

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Simon Phippen

Simon has spent his career building planning and forecasting tools across corporate and personal finance. He’s skilled at identifying exactly the information a growing business needs to manage well.

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Lee Ramsingh

Lee leads FDPack’s technology partnership. His team specialises in web-based, on-demand reporting and big data analysis. Lee worked with Spencer to bring FDPack’s online platform to life, and continues to support its development.

Blogs

A few honest, plain English reads on running the numbers side of your business.

Infographic comparing traditional reporting with connected 3-way forecasting, showing how supplier cost increases affect profit, cash flow, pricing, growth plans and balance sheet pressure before they appear in the accounts.

Why Rising Supplier Costs Often Cause Bigger Problems Than Businesses Expect

Most business owners expect rising supplier costs to reduce margins. What they often miss is everything that happens next. The issue is rarely the cost increase itself. The issue is understanding how that increase moves through the business before it appears in the monthly accounts. By the time the impact shows up clearly in the…

Infographic showing one project awaiting payment while the next project already needs resources, creating a timing gap and cash pressure.

How Can Project-Based Businesses Grow Without Losing Control Of Cash?

Growth creates a unique challenge for project-based businesses. The next project often arrives before the previous one has been paid for. That sounds manageable when projects are small. As projects become larger, the gap becomes more important. The challenge is not winning the next project. The challenge is understanding what those projects require before commitments…

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